Personal Deposits

Options to manage your daily need for banking services.

We recognize that everyone has their own style of banking. That's why we offer choices.

Our accounts are designed with flexibility. You can bank traditionally by making in-person deposits at any of our office locations and writing as many paper checks as you desire. Alternatively, if digital banking is more your style, embrace the convenience of digital banking with our online and mobile banking services. At any moment, seamlessly integrate traditional and digital banking to suit your preferences.

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Personal Accounts

Checking accounts to earn interest and avoid a monthly fee start with a $1,000 minimum daily balance. With a $5,000 minimum daily balance, you get access to savings on select service fees, including paper checks, stop payments and a safe deposit box for your valuables.

Transact

Enjoy check writing privileges and the conveniences of online and mobile banking to make payments and transfer funds between your Grove Bank & Trust accounts and accounts at other banks.

Purchase

A Mastercard® debit card, available with all checking accounts, offers the convenience of contactless online and in-person purchases with the added security of zero liability for unauthorized purchases. Pay safer and with less contact by uploading the card to your digital wallet.

Access

As a checking account client, you have access to a global network of more than XXX Mastercard ATMs to access cash in the U.S. and while traveling overseas. ATMs are also located at most Grove Bank & Trust offices. View now

Savings accounts accommodate liquidity in an FDIC-insured account. Money market accounts provide the same FDIC coverage, plus payment options similar to a checking account.

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Deposit Accounts

Accounts	Minimum Opening Deposit	Maintenance Fee	Ways to Avoid Maintenance Fee	Earns Interest	Additional Benefits
Personal Checking	$100	$10/month	$500 minimum daily balance	No	N/A
Personal Interest Checking	$100	$10/month	$1000 minimum daily balance	Yes	N/A
Elite Checking	$100	$25/month	$5000 minimum daily balance OR Lending or Wealth Relationship	Yes	Custom debit card limit Free order of standard checks annually Free stop payments Discounted safe deposit box, based on availability

Savings Accounts

Accounts	Minimum Opening Deposit	Maintenance Fee	Ways to Avoid Maintenance Fee	Interest Rate Terms
Personal Savings	$100	$5/quarter	$300 minimum daily balance	$300+
Money Market	$100	$10/month	$2,500 minimum daily balance	$2,500 - $99,999 $100,000 - $249,999 $250,000 - $999,999 $1,000,000+
Certificate of Deposit¹	$2,500	$0	N/A	31 days - 5 years
Individual Retirement Accounts: Traditional IRA Roth IRA	$100	$0	N/A	1-5 years

¹ Early withdrawals may reduce earnings.

Non-Resident Alien (NRA) clients are subject to $250,000 minimum opening deposit and are required to maintain a balance of at least $250,000. NRA clients are defined as individuals for whom the Bank does not have a social security number on file and who has to complete a W8 form.

Refer to service fee schedule and account agreements for additional fees and restrictions related to these accounts.
Rates may vary; meet with your Relationship Manager or a member of your relationship management team for details.

Digital Banking

Online and Mobile Banking

Grove Bank & Trust offers secure online and mobile banking solutions to use with your computer or desktop. Whether you are a technology newcomer or digital pro, you’ll appreciate the simplicity of paying bills, transferring funds and managing your account on the go. With an online banking account, you can view your statements online and print in the privacy of your home.

When you use online and mobile banking, you are never without personal support. Our Client Service Center specialists are available to assist you by calling (305) 858-6666.

Download the mobile app