Business Accounts
Accounts are designed to manage day-to-day cash flow for businesses of all sizes and in all industry sectors. Starting with a minimum opening balance as low as $100, benefit from bundling accounts to allocate funds for different transactions or business purposes.
Cash consolidation is simplified with a zero-balance account structure. Available funds are moved automatically between master and sub-accounts to consolidate or disburse as needed reducing the need for manual transfers.
Savings and money market accounts allow you to earn interest on idle cash, coupled with the convenience of same-day transfers to a checking account for seamless payment processing. Competitively priced Certificates of Deposit are available for businesses. Additionally, these accounts are backed by FDIC insurance, ensuring the safety of your deposits.
A Visa® debit card is available with all checking accounts to make contactless online and in-person purchases with the added security of zero liability for unauthorized purchases. The card is compatible with digital wallets.
If your business manages cash or a high volume of checks, night depositories are located at all our office locations.
View all account options
Deposit Accounts
| Accounts | Minimum Opening Deposit | Maintenance Fee | Ways to Avoid Maintenance Fee | Earns Interest | Transaction Fees |
|---|---|---|---|---|---|
| Business Checking | $100 | $10/month | $500 minimum daily balance |
No | $.35 per item in excess of 100 checks and 50 deposits per month |
| Professional Checking | $100 | $20/month | $2,500 minimum daily balance |
No | $.35 per item in excess of 250 checks and deposits per month |
| Non-Profit Checking | $100 | $10/month | $500 minimum daily balance |
Yes | $.35 per item in excess of 100 checks and 50 deposits per month |
| Commercial Checking1 | $100 | $20/month | N/A | No | $.15 per item fee |
| Interest On Trust Account |
$100 | N/A | N/A | Yes | N/A |
| Public Funds Interest Checking | $100 | $10/month | $500 minimum daily balance |
Yes | $.35 per debit item in excess of 100 or deposits in excess of 50 |
Savings Accounts
|
Accounts
|
Minimum Opening Deposit | Maintenance Fee | Ways to Avoid Maintenance Fee | Interest Rate Terms |
|---|---|---|---|---|
| Savings | $100 | $5/quarter | $300 minimum daily balance | $300+ |
| Money Market | $100 | $15/month | $2,500 minimum daily balance | $2,500 - $99,999 $100,000 - $249,999 $250,000 - $999,999 $1,000,000+ |
| Certificate of Deposit2 | $2,500 | $0 | N/A | 31 days - 5 years |
1 Earnings credit available to offset fees.
2 Early withdrawals may reduce earnings.
Refer to service fee schedule and account agreements for additional fees and restrictions related to these accounts. Rates may vary; meet with your Relationship Manager or a member of your relationship management team for details.
Deposit Services
We provide services to streamline payment processing and accelerate the receipt of incoming funds.
Online & Mobile Banking
Simplify everyday banking with online access to handle transactions from a computer or mobile device.
Online Bill Pay
Reduce the time processing outgoing payments
Mobile Check Deposit & Remote Deposit Capture
Access the convenience of depositing checks using the camera on your smartphone or a small desktop scanner.
ACH Outgoing Payments
Access the convenience of depositing checks using the camera on your smartphone or a small desktop scanner.
ACH Outgoing Payments
Merchant Services
Positive Pay for check and ACH transactions