Financial solutions to manage business liquidity for growth and profitability.

Black businesswoman sitting at desk in home office looking thoughtful.

Services to handle the day-to-day financial operation of your business.

Drive efficiency with commercial deposit accounts that offer the flexibility to add a range of Treasury Management services to manage payments, collections and overall liquidity.
Commercial banking specialists assemble a customized suite of operating and single-purpose accounts to meet your needs. Options include accounts to automatically move funds to earn interest or pay down your line of credit. Liquidity can further be managed with Certificates of Deposit and money market accounts.
Our business deposit accounts are FDIC-insured up to the standard maximums. When your deposit balance exceeds these limits, we provide options for additional insurance coverage.

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Credit and lending solutions to pursue business opportunities with your cash position in mind.


Working capital, term loans and lines of credit add financial strength to your balance sheet to accelerate the growth, expansion and diversification of your business.
Our seasoned bankers understand the South Florida market and offer expertise to structure capital financing to execute your business strategies while understanding your overall liquidity needs.


Construction Loans

Our commercial real estate lending specialists tailor construction loan financing plans that align with your objectives. With their local knowledge and insights, they are well-positioned to contribute to the progress and development of your real estate projects.
Owner Occupied Loans

Our dedicated team of real estate bankers design loan strategies specifically for properties occupied by your business. We offer guidance on securing space for anticipated growth and for using extra space to generate an additional revenue stream through renting.
Investment Real Estate Loans

When building your real estate portfolio, we collaborate with your advisors to suggest the optimal strategy to meet with your income, tax and asset acquisition goals.
Commercial Real Estate Lending

For nearly 100 years, we have financed the real estate projects that have shaped the skylines of our communities. We finance a range of property types for occupancy, development and investment, including retail, residential and industrial.
Commercial Term Loans & Lines

Our experience customizing credit structures strengthens your cash position, facilitates the acquisition of equipment to operate your business and support your growth strategy.
Business Credit Cards

Credit cards from Visa present seamless credit solutions to pay for daily expenses and major purchases. Options include cards with no annual fee, plus the opportunity to earn rewards or receive cash back. Cards for authorized users are available at no additional cost. 












“Grove Bank & Trust offers banking and comprehensive trust and wealth management services tailored to meet the needs of successful individuals.”
Victor Ramirez
Local artist & client since 2004
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Curating your extraordinary experience.

An Advisor

We add a financial perspective to your business strategies.

Your dedicated Relationship Manager monitors cash position, workflows and other financial functions that you identify to ensure you are getting the most from your Grove Bank and Trust products and services.
A Team

We assemble a team of experts to service your relationship.

You'll have access to specialists in lending, cash flow management and relationship supervision to service your accounts and evolve your products to meet the changing needs of your business.
A Relationship

We consider your full financial picture customizing solutions.

Your business interests are dynamic, and we'll adapt your services to align with your priorities and plans for the future. We look beyond your financial statements to understand your full financial picture.








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Treasury Management Services to optimize your cash position and add efficiencies to payment processing.

Account Management

Our online and mobile banking apps give you the flexibility to stay connected to your daily cash position, recent transactions and historical account activity.


Accounts Receivable Management and Deposit Services

Using the camera on your iPhone or Android expedites depositing checks from wherever you are when you have our mobile app. You can also move funds between your accounts at Grove Bank and Trust or at other banks with the mobile app or from your computer with online banking.


With Remote Deposit Capture, you can deposit checks as you receive them or in bulk. When you maintain multiple accounts at Grove Bank and Trust, you can choose which account to use to make the deposit.


Accelerate accounts receivable with ACH, wire services and by accepting credit and debit cards. Portable and contactless terminals offer convenience and versatility.

Payment Processing and Protection

Choose to send payments by ACH, wire, online bill pay or paper check. Positive Pay services for checks and ACH transactions identify payments that do not exactly match your uploaded transaction register. With the online tool, you can make the decision to pay or return the questioned items.


Cash Position Optimization

A zero-balance account structure consolidates cash and maximizes interest earning potential by automatically moving funds between a master and sub-accounts. When your account is in a borrowing position, we draw against your line of credit to cover your immediate need for liquidity.


Become a client





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Merchant Services provided by XXX.

Financing subject to credit approval.

*Investment Products are Not FDIC Insured | May Lose Value | Not Bank Guaranteed | Not a Deposit | Not Insured By Any Federal Government Entity | Clients of Grove Bank & Trust and their affiliates should consult with their legal advisors prior to entering into any financial transaction or estate plan.

Special Offer

5.90% APY* 12-month CD

Available for new clients.



*Annual Percentage Yield
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PERSPECTIVES

Advantages of adding an IRA CD to your portfolio.

CDs are often an overlooked investment when seeking instruments that add stability and yield.
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